PMEGP Loan :- Up to Rs. 25 lacs
The PMEGP loan scheme is implemented by Khadi and the Village Industries Commission (KVIC), which functions as the nodal agency at the national level. The Prime Minister’s Employment Generation Program provides business loans up to Rs 25 lakh. On the portal, guidelines have been provided for the PMEGP project. One can get the project list over there. For a PMEGP loan, you have to submit a DPR, i.e., a detailed project report, to the bank. Afterwards, you have to submit a PMEGP online application to apply for a loan. The online application generally takes more than one month to get approved. A PMEGP loan is provided as a term loan. The loan interest rate may vary from 10% to 13%. In PMEGP, loan subsidies are provided to all castes. The subsidy amount may vary from 25% to 35%.
Bamboo Shoot business
3.5 ★
3.5 ★
2 Ratings
5 ★
0
4 ★
1
3 ★
1
2 ★
0
1 ★
0
Highlights:
1. Total project Cost Rs 11.25 Lac as per PMEGP
2. Land requirement is 500 Sq.ft To 1000 sq ft.
3. Bamboo shoot project report as per bank standard.
4. Made by CA .
Cloth manufacturing
3.7 ★
3.7 ★
6 Ratings
5 ★
3
4 ★
0
3 ★
1
2 ★
2
1 ★
0
Highlights:
1. Total project Cost Rs 11 Lac as per PMEGP
2. Land requirement is 500 Sq.ft approx.
3. Cloth Stitching machine 400,000
4. Loan period is 5 years.
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Grocery Store / Mini Supermarket Project Report
4.2 ★
4.2 ★
6 Ratings
5 ★
3
4 ★
1
3 ★
2
2 ★
0
1 ★
0
Highlights:
1. Total project Cost Rs 11 Lac as per PMEGP
2. Space requirement 500 Sq. ft To1000 sq ft.
3. Product stock Cost Rs 7 lac.
4. One get loan under PMEGP as per this report.
Masala Factory Project report
3.8 ★
3.8 ★
8 Ratings
5 ★
1
4 ★
4
3 ★
3
2 ★
0
1 ★
0
Highlights:
1. Total project cost: Rs 10 lakh as per PMEGP
2. The masala factory project is prepared by an expert CA.
3. The DSCR ratio, 5-year balance sheet, profit and loss account, and working capital calculation are properly done.
4. 60% capital expenditure and 40% working capital have been taken, which is as per PMEGP guideline
Paper Plate Project report
4 ★
4 ★
8 Ratings
5 ★
3
4 ★
2
3 ★
3
2 ★
0
1 ★
0
Highlights:
1. Total project Cost Rs 10 Lac as per PMEGP
2. Land requirement is 800sq. ft.
3. Machine Cost Rs 4 lac approx.
4. working capital, raw material, and other expenses Rs 6lac
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Restaurant Business Project Report
3.5 ★
3.5 ★
2 Ratings
5 ★
1
4 ★
0
3 ★
0
2 ★
1
1 ★
0
Highlights:
1. Total project Cost Rs 15 Lac as per PMEGP
2. Space requirement 250 Sq. ft To500 sq ft.
3. Restaurant utensils and other stock Cost Rs 4 lac.
4. interior, working capitaland other expenses Rs 11 lac
Salon Project Report
4 ★
4 ★
2 Ratings
5 ★
0
4 ★
2
3 ★
0
2 ★
0
1 ★
0
Highlights:
1. Total project Cost Rs 13.77 Lac as per PMEGP
2. Space requirement 250 Sq. ft To 500 sq ft.
3. Salon stock Cost Rs 4 lac.
4. Interior and other expenses Rs 7 lac
5. Equipment and chair Rs 2.77 lac